Serving all of Colorado(720) 900-6697Powered by The Mortgage Network
YSYMORTGAGEStart Your Application
Denver, Colorado

Find the Right
Mortgage

Steev takes your call himself, runs your numbers on the phone, and explains every line before it becomes a thirty-year commitment.

Why a Broker

At a bank, you see one lender's options. With a broker, you see the whole market, and you hear which part of it fits you.

YSY Mortgage works across many lenders, so the loan gets matched to your situation rather than your situation getting matched to whatever one bank happens to be selling this quarter.

What We Finance

Colorado Loan Options

01

Purchase Loans

Conventional, FHA and jumbo financing for a primary home anywhere in the state, from a Denver condo to acreage on the Western Slope.

See purchase options
02

Refinance

Lower a rate, change a term, or pull equity out of a home you already own.

03

VA Loans

No down payment and no monthly mortgage insurance for qualified service members and veterans.

04

First-Time Buyers

Down payment assistance and the Colorado programs built for a first purchase.

05

Investors

Financing for rentals, duplexes and short-term rental properties.

How It Works

From First Call to Closing

01

The First Call

Fifteen minutes on the phone about what you want to buy, what you earn, and what you owe. No application and no credit pull yet.

02

Pre-Approval

A real pre-approval letter you can hand a seller, with the credit pull and the documents standing behind it.

03

Shopping the Loan

Your file goes out to lenders. Options come back side by side, and the trade-off inside each one gets explained in words you already use.

04

Underwriting

The lender verifies everything. Steev handles the back and forth and tells you which requests actually need you.

05

Closing

You sign, the loan funds, and the house is yours.

Across Colorado

Rates move every week. The person answering your call does not.

Steev Yosupov, YSY Mortgage
Meet Your Broker

Meet Steev Yosupov

Most people meet a lender once and then deal with a portal. Steev works the other way around. He takes your call, he runs the numbers with you on the phone, and he is the one who tells you where your file stands on a Tuesday afternoon three weeks in.

When a program fits, he explains why it fits. When it does not, he tells you that too, which is the part most people remember later.

Read His Story
Client Reviews

What Our Clients Say

Five stars on Google from buyers, homeowners and the agents who work alongside him.

★★★★★

As a buyer's agent, you genuinely wish to work with people like Steev during a transaction. I had the pleasure of working with Steev on a recent sale, and he was incredible. Kind, hard working, and offered excellent communications.

Carlee Henderson
Buyer's agent
★★★★★

Steev delivered everything that he promised and some! I'd recommend him highly to all my friends and family! Thanks for going above and beyond to make my 1st time home buyer experience so amazing!

Steve Kalish
First-time buyer
★★★★★

Steev is incredibly knowledgeable and an absolute pleasure to work with. He addressed and thoroughly explained every question I had with patience and clarity. I can't recommend him highly enough and will definitely continue working with him in the future! Thanks again Steev!

Lior Balul
Google review
★★★★★

Steev was amazing to work with. Super knowledgeable with mortgages and the home buying process. It's clear that he has the experience and will come with creative solutions to help you save money. Definitely recommend Steev for your mortgage needs!

Tom Bruhis
Google review

Read the rest on Google.

Before You Call Anyone

Run the Numbers Yourself

A payment is four things stacked together, and most calculators show you only one of them. This one breaks out principal and interest, property tax, homeowners insurance, and mortgage insurance where it applies.

Move one input and watch which part of the payment actually changes. Then call, already knowing which questions matter.

Open the Calculator
Estimated Monthly Payment
$2,847
Principal and interestProperty taxInsuranceMortgage insurance
Example figures, shown to illustrate the layout.

Start With a Phone Call

No application and no credit pull to begin. Tell him what you are trying to do, and he will tell you what is possible.

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